Complex wealth.
Precise taxes.
Instead is an AI tax agent built for high net worth complexity. Multi-entity structures, trust income, pass-throughs, investment portfolios, and multi-state filing. Nothing missed.
The more complex your wealth, the more gets missed.
Missed strategies
When your CPA is drowning in data entry, tax planning falls to “we’ll look at that next year.” Every year.
Entity coordination gaps
Your S corp, trusts, and personal return are prepared separately. Inconsistencies between them cost real money.
Multi-state exposure
Investment properties, business operations, and trust situs across states. Missing a filing obligation triggers penalties.
Your CPA, supercharged.
You already trust your CPA with the big picture. Instead gives them an AI agent that handles the complexity — cross-entity preparation, cited research, and government-approved e-file — so your advisor can focus on strategy, not spreadsheets.
- Your CPA stays in control with full review and approval
- AI handles preparation across every entity you own
- Real-time collaboration between you, your advisor, and your agent
- One platform for every return — individual, business, and trust
An agent that understands your entire situation.
Instead assigns a dedicated AI agent to your tax profile. It holds context across every entity you own, understands how income flows between them, and prepares every return with full awareness of the complete picture.
- Context across 1040, 1120-S, 1065, 1041, and 1120
- Cited research from IRC, Treasury Regs, court cases
- QBI optimization, Roth conversion analysis, charitable strategies
- Autonomous diagnostic resolution
Everything your tax situation demands. Automated.
Click run. The agent executes every step.
Tax preparation
Source doc extraction, workpaper population, return filing, diagnostic resolution, and three-way review.
Tax planning
Roth conversions, QBI optimization, charitable strategies, and entity restructuring with projected savings.
Return review
AI-powered review across every entity. Cross-entity inconsistencies caught before filing.
Tax research
Cited answers from IRC, Treasury Regs, court cases, and ATG guides in seconds.
Notice resolution
Audit-ready workpapers, penalty abatement analysis, and IRS notice response drafting.
Multi-state filing
Every state obligation identified. Credits for taxes paid to other states calculated automatically.
Every entity connected. Nothing falls between the cracks.
Most high net worth individuals have more than one entity. Instead manages them in a single workspace. K-1 data flows automatically from partnerships and S corps to the 1040. Trust distributions flow to beneficiaries. No manual rekeying, no coordination gaps between separate preparers.
- K-1 pass-through from 1065 and 1120-S to 1040
- Trust distribution tracking across beneficiaries
- Shareholder and partner basis tracking
- Cross-entity consistency validation
Every entity in your structure.
Instead learns your entities, ownership, and filing history. E-file and print for TY25 and TY26. 140+ governments.
File tax returns nationwide.
First company in decades to receive approvals at every level of government.
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
WyomingThe software is free. You pay for the agent.
Other platforms charge you for tax software and make you do the work. Instead gives you the software for free. You only pay when the AI agent works for you.
File any return
Free forever. Prepare and e-file by hand at no cost.
Run the agent
Pay per credit. The agent does the work.
Plugs into your existing stack.
Coming soon: Dropbox · SmartVault · TaxDome · Canopy · QuickBooks · Xero + more
Your wealth is complex. Your taxes don’t have to be.
See why high net worth individuals are switching to Instead.