INDIVIDUALS · 1040

Every 1040. From source docs to e-file.

From source documents to signed return. Instead prepares workpapers, populates returns, resolves diagnostics, and files for 1040, Schedules C, E, F, and Farm Rentals.

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Individual tax planning conceptual illustration
THE AGENT

One agent.
Every step of the 1040.

Assign an agent to a client and it holds context across everything: source docs, workpapers, returns, plans, and filings. Ask it a question, run a workflow, or build a plan. It doesn't assist. It does the work.

  • Holds full context across every tax year
  • Cited research from IRC, Treasury Regs, court cases
  • Prepares review-ready returns with workpapers
  • Resolves diagnostics autonomously
Instead 1040 agent interface
WORKFLOWS

Pre-built workflows. Click run.

Every step of the individual return process, automated.

Tax workpapers

Upload W-2s, 1099s, K-1s, brokerage statements. Complete workpapers built automatically.

Return preparation

Populates every line of the 1040. Schedules C, E, F, Farm Rentals. Diagnostics resolved.

Return review

Compliance review against source docs, workpapers, and tax law. Issues flagged before you see them.

Tax planning

1-year or 20-year plans. Strategy identification, scenario modeling, client-ready output.

Tax estimates

Quarterly federal and state estimated tax calculations. Safe harbor analysis and strategy impact projections.

Tax resolution

Ability-to-pay analysis, installment agreements, and offers in compromise. The agent drafts the response.

Strategy implementation

From intake through analysis to final deliverable. Each strategy includes projected savings and implementation steps.

Custom workflows

Your firm's process, codified. Describe your workflow and the agent builds it for every client.

TAX DOCS

Every document. Organized automatically.

Upload source docs and the agent classifies, renames, and organizes them by tax year. Connect your existing document store and everything syncs.

Auto-classification

Agent reads, renames, and files every document into the right folder.

Version history

Full audit trail on every document. Revert any change at any time.

Cloud integrations

Google Drive · OneDrive · Box · Dropbox. More integrations coming soon.

FIXED ASSETS

Full depreciation and asset management.

Track every asset. Calculate depreciation across MACRS, ADS, and Section 179. The agent handles cost segregation, like-kind exchanges, bonus depreciation, and disposition tracking. Every asset flows directly into the return.

  • MACRS, ADS, Section 179
  • Cost segregation studies
  • Like-kind exchanges (1031)
  • Bonus depreciation and phase-outs
  • Disposition tracking and gain/loss
Instead depreciation and asset management
READY TO RUN

Workflows built for individual returns.

From workpapers to filing, every step of individual return preparation has a dedicated workflow. Click run and the agent handles the rest.

  • Build a 1040 tax workpaper (TY25)
  • Prepare and review a 1040 return (TY25)
  • Review a 1040 tax return (TY25)
  • Build an individual tax plan (TY26)
  • Build quarterly tax estimates (TY26)
  • Implement a tax strategy
  • Tax resolution decision tree
  • Charitable giving analysis
Instead individual tax workflow library
THE GRID

One person.
Thousands of 1040s.

Select clients. Click prepare returns. The grid runs workflows in parallel, every client, every schedule, simultaneously.

  • Batch prepare returns across your entire client base
  • Parallel processing, every client runs simultaneously
  • Real-time status tracking per client
  • One-click review and e-file
Instead client grid for 1040 preparation
Instead individual tax strategy UI showing personalized recommendations
RESEARCH

Ask any 1040 question.

Client breeds horses and lost money 6 of the last 7 years. Is it a hobby or a business under IRC §183? Foreign rental income with a treaty position. How does the foreign tax credit apply? Ask the agent and get cited answers from the IRC, Treasury Regs, and court cases.

Try tax research
SECURITY

Control who sees what.

User permissions

Owner and Member roles. Control who accesses which clients.

Document permissions

Visibility at the document and folder level. Sensitive returns stay restricted.

SOC 2 Type II

Annual security audit. IRS-authorized e-file. 256-bit encryption.

File tax returns nationwide

First company in decades to receive approvals at every level of government.

Federal
IRS-approved
48+
State jurisdictions
Local
Supported
ALAlabama
AKAlaska
AZArizona
ARArkansas
CACalifornia
COColorado
CTConnecticut
DEDelaware
FLFlorida
GAGeorgia
HIHawaii
IDIdaho
ILIllinois
INIndiana
IAIowa
KSKansas
KYKentucky
LALouisiana
MEMaine
MDMaryland
MAMassachusetts
MIMichigan
MNMinnesota
MSMississippi
MOMissouri
MTMontana
NENebraska
NVNevada
NHNew Hampshire
NJNew Jersey
NMNew Mexico
NYNew York
NCNorth Carolina
NDNorth Dakota
OHOhio
OKOklahoma
OROregon
PAPennsylvania
RIRhode Island
SCSouth Carolina
SDSouth Dakota
TNTennessee
TXTexas
UTUtah
VTVermont
VAVirginia
WAWashington
WVWest Virginia
WIWisconsin
WYWyoming
PRICING

The software is free. You pay for the agent.

File any 1040 by hand at no cost. When you want the agent to prepare workpapers, populate returns, and run tax plans, pay per credit.

File any return

Free forever. Prepare and e-file by hand at no cost.

Run the agent

Pay per credit. The agent does the work.

See the 1040 agent in action.

From source documents to filed return. Watch Instead prepare, review, and file an individual tax return end to end.

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